1. Introduction
These Terms & Conditions (“Terms”) govern your use of the Interest Lab V3 application (“the App”). By using the App, you agree to these Terms. If you do not agree, you must stop using the App immediately.
2. About the App
Interest Lab V3 is an educational finance calculator designed to help users understand interest, compounding, and investment growth. The App is provided for informational and educational purposes only.
3. No Financial Advice
The App does not provide financial, investment, tax, or legal advice. All calculations, projections, and outputs are hypothetical and for educational use only.
You are solely responsible for any decisions you make based on the App’s outputs.
4. No Data Collection
The App does not collect, store, transmit, or process any personal data. All calculations are performed locally on your device.
For details on how third‑party services (such as AdMob) may process data, please refer to our Privacy Policy.
5. Third‑Party Services
The App uses Google AdMob to display advertisements. AdMob may collect device identifiers, approximate location, and ad interaction data. These activities are governed by Google’s Privacy Policy.
We are not responsible for the content, policies, or practices of any third‑party services.
6. User Responsibilities
By using the App, you agree that you will not:
- Reverse engineer, modify, or decompile the App
- Use the App for unlawful or harmful purposes
- Attempt to bypass security or interfere with the App’s functionality
7. Intellectual Property
All content, code, design, branding, and materials within the App are owned by the developer and protected by copyright and intellectual property laws.
You may not copy, distribute, or reproduce any part of the App without written permission.
8. Limitation of Liability
The App is provided “as is” without warranties of any kind. We do not guarantee accuracy, reliability, or suitability for any purpose.
To the fullest extent permitted by law, we are not liable for any loss, damage, or consequences arising from your use of the App.
9. Availability
We do not guarantee that the App will always be available, error‑free, or uninterrupted. Features may change or be removed at any time.
10. Termination
We may suspend or terminate access to the App at any time without notice if you violate these Terms or misuse the App.
11. Governing Law
These Terms are governed by the laws of the United Kingdom. Any disputes will be handled exclusively in UK courts.
12. Changes to These Terms
We may update these Terms from time to time. Continued use of the App after changes means you accept the updated Terms.
13. Contact
If you have questions about these Terms, you may contact us at:
Email: interestlab@mail.co.uk